Perception vs Reality
There is a widening range of sentiments between individuals and business owners. The question is who is right, and is perception reality?
Anton Bayer · August 20, 2025 · 4 min read
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Anton's Weekly UPdate on markets, the consumer, jobs, housing, and the Fed
There is a widening range of sentiments between individuals and business owners. The question is who is right, and is perception reality?
Anton Bayer · August 20, 2025 · 4 min read
Prior to the release of the CPI report this morning, I had breakfast with a friend, and the modest breakfast with coffee for both of us was $54, including tip (tips are now tax-free for our hostess 😊). Returning to the o
Anton Bayer · August 13, 2025 · 3 min read
My grandson, Anton the 5th, and I flew our Piper Cherokee laterally across the country from southern Texas to the Annual AirVenture aviation event in Oshkosh, Wisconsin, earlier this month. This is the largest aviation e
Anton Bayer · August 6, 2025 · 8 min read
AI has exploded onto the scene, led by supercomputing chips from Nvidia (NVDA). Initially, CEOs and CTOs (Chief Technology Officer) were evaluating the potential of this new, highly advanced self-learning technology. Whe
Anton Bayer · July 30, 2025 · 9 min read
Today, the US Bureau of Labor Statistics announced the Consumer Price Index (CPI) for the month of June had increased to 322.56 points or 0.3%. On an annual basis, the annual inflation rate has increased to 2.7% which is
Anton Bayer · July 15, 2025 · 4 min read
If you have been trying to sell your home or residential rental property, you are very aware of the small smattering of buyers. This past April had the fewest homes sold in April since 2008. Persistent high mortgage inte
Anton Bayer · July 2, 2025 · 5 min read
Almost every day we have conversations with clients and friends about their concerns about having enough money to enjoy retirement. I mean truly enjoying all the years after retiring without watching budgets and constant
Anton Bayer · June 25, 2025 · 7 min read
In 2022, the Federal Reserve was hyper-focused on the rapidly rising costs of goods and services. After trillions of dollars were floated into the economy in the years following 2020 to augment the impact of government p
Anton Bayer · June 17, 2025 · 6 min read
Progress with tariff negotiations has calmed institutional investors who have been slowly adding to their stock portfolios since the stock market bottomed on April 8. After Trump’s April 2 Rose Garden announcement of pro
Anton Bayer · June 10, 2025 · 9 min read
In the complex and extensive ecosystem of the US economy, the fundamental core of its sustainability and continued growth largely depends on the consumer. That’s you and me and how we spend and save our money. As investo
Anton Bayer · June 4, 2025 · 6 min read
Many of our retired clients had successful careers and are now enjoying their retirement years. Stock market volatility is difficult to navigate for investors and even more challenging for those already retired. The diff
Anton Bayer · May 28, 2025 · 6 min read
Since the inauguration of President Trump, investors have been very nervous about his administration’s aggressive policy changes and process. He and his administration seem to be keeping Wall Street and Main Street on a
Anton Bayer · May 6, 2025 · 7 min read
Institutional investors have once again become headline-driven. Institutional traders seem to base their daily trading strategy on Trump tweets panicking about this announcement or another. Most interesting is their litt
Anton Bayer · April 30, 2025 · 6 min read
“The VIX gets clicks.” It’s an old saying in the financial media world, dating back to when publications first started selling display ads online. The VIX–better known as the “fear index”-- is what most investors watch t
Nyle Bayer · April 16, 2025 · 5 min read
These two words have been repeated in almost every news article these past couple of months as it relates to the stock market and new policies rolling out seemingly daily from Washington. However, there are far more well
Anton Bayer · April 9, 2025 · 7 min read
The current stock market is selling off on tariff concerns while corporate America continues to grow its profits. This year the stock market selloff is like 2022 when investors’ fears of pending policies have prompted a
Anton Bayer · April 2, 2025 · 9 min read
George Foreman affectionately known as “Big George” died this week on March 21 at the young age of 76. He has many accolades to be remembered including his boxing career, business successes, father, Christian faith, and
Anton Bayer · March 26, 2025 · 7 min read
For the past week, major media outlets have opined on the stock market volatility speculating whether this is the beginning of a significant stock market selloff and if the US economy is entering a deep recession cycle l
Anton Bayer · March 12, 2025 · 5 min read
Since December 6, 2024, the US stock market has been trading in a flat range up to February 19. However, the flat trading range weakened on January 27 when DeepSeek announced it had developed an AI learning database usin
Anton Bayer · March 4, 2025 · 5 min read
The University of Michigan released on Friday their Surveys of Consumers reports. In these reports they identify consumers’ sentiment and confidence based on surveys they conduct each month.
Anton Bayer · February 25, 2025 · 5 min read
For general education only, not individualized tax or investment advice. Up Capital Management is a Registered Investment Adviser.