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Plain-language guides on retirement taxes, inheritance, equity compensation, and California-specific planning, written for households deciding what to do next. Plus Anton's Weekly UPdate on markets.
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Selling a California home?
Estimate cash at closing, model the next home, and explore a Proposition 19 property tax transfer. Figures are illustrative and general.
Planning guides
All 14 guides →Inherited IRA Planning Guide for Navigating SECURE Act 2.0 Rules, RMDs, and Tax Strategies
What happens when you inherit an IRA, how the SECURE Act 2.0 10-year rule and RMDs work, and how step-up in basis applies to inherited homes and accounts, including California's community property rules.
Most non-spouse beneficiaries who inherit an IRA after December 31, 2019 must empty the account within 10 years, and may also owe annual required minimum distributions during years 1 through 9 if the original owner had already reached their required beginning date.
Eligible designated beneficiaries, including surviving spouses, minor children of the account owner, and disabled or chronically ill individuals, may stretch distributions over their own life expectancy instead of using the 10-year rule.
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