Financial PlanningMany of you read about the tragedy in the small town of Hunt in the Texas Hill Country. Torrential rain poured from July 4th to the 7th and then resumed again from July 12-13. The Guadalupe River that runs around the tow
Anton Bayer · September 3, 2025 · 6 min read
Markets and EconomyAfter the Federal Reserve raised its discount rate 500% in 2022 and 2023, taking mortgage rates up with it, housing activity has hit a brick wall. Since mid-2023, prospective home buyers have remained on the sidelines, h
Anton Bayer · August 27, 2025 · 5 min read
Markets and EconomyThere is a widening range of sentiments between individuals and business owners. The question is who is right, and is perception reality?
Anton Bayer · August 20, 2025 · 4 min read
Markets and EconomyPrior to the release of the CPI report this morning, I had breakfast with a friend, and the modest breakfast with coffee for both of us was $54, including tip (tips are now tax-free for our hostess 😊). Returning to the o
Anton Bayer · August 13, 2025 · 3 min read
Markets and EconomyMy grandson, Anton the 5th, and I flew our Piper Cherokee laterally across the country from southern Texas to the Annual AirVenture aviation event in Oshkosh, Wisconsin, earlier this month. This is the largest aviation e
Anton Bayer · August 6, 2025 · 8 min read
Markets and EconomyAI has exploded onto the scene, led by supercomputing chips from Nvidia (NVDA). Initially, CEOs and CTOs (Chief Technology Officer) were evaluating the potential of this new, highly advanced self-learning technology. Whe
Anton Bayer · July 30, 2025 · 9 min read
Markets and EconomyToday, the US Bureau of Labor Statistics announced the Consumer Price Index (CPI) for the month of June had increased to 322.56 points or 0.3%. On an annual basis, the annual inflation rate has increased to 2.7% which is
Anton Bayer · July 15, 2025 · 4 min read
Markets and EconomyIf you have been trying to sell your home or residential rental property, you are very aware of the small smattering of buyers. This past April had the fewest homes sold in April since 2008. Persistent high mortgage inte
Anton Bayer · July 2, 2025 · 5 min read
Retirement PlanningAlmost every day we have conversations with clients and friends about their concerns about having enough money to enjoy retirement. I mean truly enjoying all the years after retiring without watching budgets and constant
Anton Bayer · June 25, 2025 · 7 min read
Markets and EconomyIn 2022, the Federal Reserve was hyper-focused on the rapidly rising costs of goods and services. After trillions of dollars were floated into the economy in the years following 2020 to augment the impact of government p
Anton Bayer · June 17, 2025 · 6 min read