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Financial advisor in San Mateo, California.

Up Capital Management is an independent, fee-only fiduciary wealth management firm serving San Mateo and the surrounding San Mateo County. We coordinate financial planning, investment management, tax planning, and estate planning under one roof, so nothing falls through the cracks between your advisor, your accountant, and your attorney.

San Mateo sits at the heart of the Peninsula, a community of professionals, executives, and business owners between San Francisco and Silicon Valley. We help San Mateo families coordinate their full financial life — investments, tax, and estate — under one roof.

Who we work with in San Mateo

For those who have earned what comes next.

San Mateo professionals and business owners seeking one coordinated plan.

Typically pre-retirees and retirees with $1M or more in investable assets and the kind of complexity that goes beyond a simple portfolio.

What we do

Four disciplines, one team, one plan.

01

Financial Planning

A working model of where your money is today and where it can take you.

02

Investment Management

Actively managed portfolios designed around your plan and structured for tax efficiency.

03

Tax Planning

Built into your strategy year-round — the decisions that compound over a lifetime.

04

Estate Planning

Documents prepared and reviewed by qualified attorneys, coordinated with your plan.

Explore our services

How we work with San Mateo clients

We serve San Mateo families across The Peninsulaby video and phone, with in-person visits when they make sense. Our CEO, Nyle Bayer, grew up in the Bay Area, so we know the region — and the equity-heavy, tax-complex wealth that comes with it — well.

Talk to a San Mateo fiduciary advisor.

The first conversation is short, no obligation, and oriented toward fit.

See if you're a fit